Problem Solving › Insurance
La grandinata supera la ritenzione e i dati sono provvisori · Insurance · Advanced
An exceptional hailstorm hit two provinces where the insurer has heavy motor and property exposure. First internal estimates range from 18 to 35 million: above the cat treaty retention, but with huge uncertainty. The reinsurer requires a first notification with an estimate within days, and management wants numbers that are prudent but not alarmist. How do you structure the notification?
Una grandinata eccezionale ha colpito due province dove la compagnia ha forte esposizione auto e property. Le prime stime interne oscillano tra 18 e 35 milioni: sopra la ritenzione del trattato catastrofale, ma con un'incertezza enorme. Il riassicuratore chiede una prima notifica con stima entro pochi giorni, e la direzione vuole numeri prudenti ma non allarmistici. Come imposti la notifica?
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