Problem Solving › Insurance
La clausola ambigua nel sinistro da 600.000€ · Insurance · Advanced
A fire in an insured warehouse also destroyed third-party goods held on deposit. The clause on third-party goods is ambiguously worded: one reading includes them in the cover, the other excludes them. The client's broker pushes for the broad interpretation, the internal technical department for the narrow one. The difference is worth 600,000€. How do you manage the decision?
Un incendio in un capannone assicurato ha distrutto anche merce di terzi in conto deposito. La clausola sulla merce di terzi è scritta in modo ambiguo: una lettura la include nella copertura, l'altra la esclude. Il broker del cliente spinge per l'interpretazione estensiva, l'ufficio tecnico interno per quella restrittiva. La differenza vale 600.000€. Come gestisci la decisione?
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